There had to be big halftime adjustments for Xavier. Phillips and Stenger were absolutely gashing them in the first half - Phillips had over 200 yards rushing at halftime. Regina's D was playing really smartly and not giving up any big plays after the early TD.
Second half - Xavier managed to put the clamps on Regina's ground game, and the Saints just pounded it, with Maliki Wilson finishing with 32 carries and over 150 yards. I don't know if the Xavier line just wore down the defense or what, but they didn't punt once in the second half (Schulte did throw an interception in the third quarter). The Saints also ran the option quite a bit in the second half, and Regina wasn't able to stop that. Long drives ended in touchdowns - 35-21 at the end of the 3rd, Schulte had option-keeper runs of 16 and 17 yards in the 4th, and it was tied with 3:22 left.
Regina got a good drive going, helped by two big penalties and a couple of nice Stenger passes, to get to the Xavier 21 with around a minute left. Then Stenger went to the air once too often, Blake Whitten intercepted at the goal line and ran it out to the 42. A sideline pass got about 13, then with 10 seconds left a quick fullback dive caught Regina looking for a pass, I think, and the fullback ran for 30 yards to set up the winning kick.
A heck of a game. The stats were almost exactly reversed between halves, as far as rushing yards and first downs go.